Which Account Should You Draw From First (and Why It’s Not Always Obvious)
If you’re lucky enough to have money spread across a few different buckets, savings, a brokerage account, and a retirement account, you’d think spending it…
Author: katie@kvwplanning.com
I’ve always been a little bit of a money nerd, the person who genuinely enjoys spreadsheets, tax law, and figuring out how all the financial puzzle pieces fit together. But after 15+ years working in finance and taxes, I’ve learned that good financial planning isn’t really about the numbers. It’s about helping people make decisions that let their money support the life they actually want.
Today, I specialize in helping people navigate the transition into retirement, turning decades of savings into a plan for spending, withdrawals, taxes, and all the “Wait…how does this work now?” questions that come with it.
My approach is practical, curious, and judgment-free. I’ll ask a lot of questions, probably have coffee nearby, and help you make sense of your money so you can feel confident about what comes next.
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You don’t have a pension? Here’s how to build your own version of one
Options for creating predictable income in retirement when Social Security is your only guaranteed check. Pensions used to be the quiet backbone of retirement. A…
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How to Pay for a Big Expense (College, a Renovation, a New Car) Without Derailing Retirement
A framework for weighing a large near term expense against your long term plan, five to ten years out from retiring. At some point in…
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When to take Social Security if you’re married: it’s rarely the same answer for both of you
If you’ve been searching for “the best age to take Social Security,” you’ve probably noticed something frustrating: every article gives you a single answer, as…
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“Will I be okay if my spouse passes away first?” A straight answer..
It’s one of the most common questions I get, and one of the least talked about. Most retirement conversations focus on the numbers everyone’s comfortable…
